We would like to introduce our new our new partner. Ygrene Energy Fund.

Here’s a brief introduction to Ygrene and the YgreneWorks program.

Ygrene Energy Fund is a national leader in residential and commercial clean energy financing.
Founded in 2010, Ygrene’s award-winning, privately funded Property Assessed Clean Energy (PACE) program is revolutionizing the home improvement industry, making it easier for property owners to invest in their futures and a healthier environment.
Ygrene is delivering greater choice for home and business owners by providing accessible and affordable financing for energy efficiency, renewable, water conservation, storm protection and seismic upgrades.
Recognized as one of the fastest growing asset classes in the country, PACE has proven to be a successful tool for supporting public policy initiatives, all without the use of public tax dollars or credits. To date, Ygrene has provided over $1 billion of private capital to more than 400 local communities, creating thousands of jobs and investing millions into local economies across the U.S. Learn more at www.ygreneworks.com/faqs

Ygrene makes home improvement financing fast and affordable. Imagine what you can do.

Florida/Missouri: Award-winning Ygrene offers no money down property assessed clean energy (PACE) financing for energy efficiency and renewable energy home improvements, conveniently repaid with your property taxes.1 A smart alternative to credit-based financing, eligibility is based on the available equity in your home—not on your FICO score. Depending on where your property is located and the type of improvement you’re making, flexible repayment terms from 5 up to 20 years are available.

For homeowners or Businesses What is YgreneWorksTM?

Ygrene Energy Fund’s award winning YgreneWorksTM program provides 100% no money down PACE financing for energy efficiency, renewable energy and hurricane protection improvements for your home or business.

• Payments are conveniently made with your property taxes. Eligibility is based on the equity in your property (among other factors) and not on your proof of employment, income or financial statements.
• Payments can be spread out over 20 years, and your first annual payment may be deferred for up to 17 months1.
• With YgreneWorks, you may lower your utility bills and insurance premiums while making your home safer and reducing greenhouse gas emissions in your city.
• While PACE programs are enabled by state legislation and must be approved by your local government, YgreneWorks is not a government program.

How can I use the funds?

Hundreds of eligible improvements qualify, including installation costs. Install those impact windows you’ve always wanted. Replace your roof and air conditioning system. Improve your home with solar panels, a new water heater and insulation. Visit ygreneworks.com/improvements for a list of PACE-eligible improvements.

Is making payments on my property tax bill a good idea?

YgreneWorks PACE financing payments are added to and repaid with your property taxes, a process approved under Florida State Statue 163.08 and secured by a continuing lien on the property.

If you sell your property, payments may transfer to the new owner.2 When will I make my first payment?

• Your first payment (and all future payments) will be added to your property taxes, and will appear as a line item on your annual statement delivered by your County Tax Assessors office.
• The date it will appear on your property tax statement for the first time depends on the date your PACE improvement contract is funded. PACE improvements funded on or before June 30th of this year will appear in this year’s property tax statement. Projects funded after June 30th of this year will appear in next year’s property tax statement.

What is my payment schedule?

Your annual PACE assessment will be added to your property taxes as a line item on your annual statement. You can pay in one of two ways:

• Pay the property tax bill directly to your tax collector on the due date (lump sum installments paid annually).
• Increase the amount contributed to your existing escrow account (or set up a new account) with your mortgage lender or servicer.

After your project is funded, you will receive a final closing statement from Ygrene. If you want to escrow your PACE financing payments through your mortgage escrow account, send the final closing statement to your lender or servicer and ask them about increasing the reserves in your existing escrow account (or set up a new account) based on your estimated annual special assessment amount.